What does a title company do?
A title company researches the history of a property to make sure it has a clear title — meaning no unpaid liens, ownership disputes, or legal issues. RW Towne Title also handles the settlement itself, preparing documents, managing funds, and recording the deed after closing so your transfer of ownership is complete and secure.

Why do I need title insurance?
Title insurance protects your ownership rights. Even with a thorough title search, hidden issues like clerical errors, old liens, or undisclosed heirs can appear later. A title insurance policy defends your ownership and covers legal costs or losses if a problem arises — giving you peace of mind long after closing.

Who chooses the title company?
In most real estate transactions, the buyer has the right to choose the title company. Your real estate agent or lender may recommend one, but the final decision is yours. If you’re reading this, you’ve already found a trusted local choice in RW Towne Title.

What will I need to bring to closing?
Bring a government-issued photo ID (like a driver’s license or passport). If you’re the buyer, you’ll also need to bring closing funds — typically by wire transfer or cashier’s check. We’ll give you all the details before your appointment so there are no surprises.

How much are closing costs?
Closing costs vary by transaction but generally include lender fees, title insurance, recording fees, and taxes. RW Towne Title charges transparent, flat-rate settlement fees — $595 for buyers and $500 for sellers — with no hidden costs. You’ll receive a detailed Closing Disclosure before your appointment.

Can I close remotely?
Yes! We offer flexible options for out-of-town clients, including remote online notarization and mail-away closings when allowed. Our team will help you choose the most convenient and secure way to complete your signing.

Can I complete my closing if I’m outside the United States?
Yes. RW Towne Title regularly works with international clients and offers flexible communication options, including secure email, phone, and WhatsApp for real-time updates. We coordinate documents and signing options to ensure your closing is handled smoothly, no matter where you are in the world.

Can I close on my home while deployed or on military orders?
Yes. We specialize in helping military clients close from anywhere. RW Towne Title offers remote online notarization and mail-away closings when allowed, along with flexible communication like What’s App to accommodate your schedule and location. We work closely with your agent and lender to keep everything on track during your deployment.

How long does a closing take?
Most closings take 30 to 60 minutes. Buyers with loans can expect about an hour to review and sign all documents, while cash or seller-only signings are often faster.

How soon will I receive my proceeds after closing?
Seller funds are typically wired the next business day once the sale is finalized and the deed is recorded. We prioritize quick, accurate disbursement so you get paid without delay.

How do you protect my personal information?
Your security is a top priority. RW Towne Title follows ALTA Best Practices for data protection, uses encrypted systems for document sharing, and verifies all wiring instructions by phone to prevent fraud. Your information is safe with us.

What happens after closing?
After signing, we record your deed and mortgage with the appropriate county or city and issue your final title insurance policy. If you ever need a copy of your documents, our team can retrieve them quickly, or you can access them online through SureClose® 24/7.