Why You Need Title Insurance

Why You Need Title Insurance Most types of insurance focus on possible future events and charge an annual premium. Title insurance is different. It protects against defects that occurred in the past and is paid with a one-time premium at closing. Why title insurance? Title insurance was first issued in 1871 to enable speed and […]

7 Steps to a Smooth Closing for Sellers

7 Steps to a Smooth Closing for Sellers Selling your home is a lengthy process with various things to consider and tasks to complete. Here are seven steps to help ensure selling your home is a smooth and hassle-free experience. Avoid common closing delays

Types of Deeds and Their Uses

Types of Deeds and Their Uses Here are descriptions of three common deed types – Warranty, Bargain and Sale, and Quit Claim – plus variations you might come across. Warranty Deed A Warranty Deed contains promises from the grantor about the condition of title to the property. The grantor conveys and warrants title to the […]

7 Steps to a Smooth Closing for Buyers

7 Steps to a Smooth Closing for Buyers The homebuying process can feel long and complicated if you don’t have the proper tools and resources. Here are seven steps to take in preparation of your closing to help ensure you have a smooth experience. Avoid common closing delays

Here’s Why Using a REALTOR® is Beneficial

Here’s Why Using a REALTOR® is Beneficial Real estate is a complicated business. That’s why using a REALTOR® simplifies and takes the uncertainty out of buying or selling a home. Take a look at all the ways REALTORS® improve the process for you. REALTORS® know the local real estate market If you have questions about […]

What Does Title Insurance Protect You From?

What Does Title Insurance Protect You From? There are few things in life more important than protecting your home. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in public records. However, title insurance can protect you from:

What Is Title Insurance?

What Is Title Insurance? Buying a house is exciting but can also be confusing. Here’s a basic overview of title insurance. What is title? The title is the evidence that the owner is in lawful possession of the property. What does title insurance cover? It protects against claims from defects such as: Who needs it? […]

Falling for Homeownership

Why Autumn Is the Perfect Season to Close with Confidence As the air turns crisp and the marsh grasses along river fade to gold, many in Hampton Roads and Northeast North Carolina are turning their focus to homeownership before year’s end. Autumn might not be the traditional “spring rush,” but for those buying, selling, or […]

Home Closings Explained: What to Expect and How to Prepare

What Is a Home Closing? A home closing (also called settlement) is the final step in your real estate transaction. It’s when property ownership officially transfers from the seller to the buyer. At closing, all the paperwork is signed, funds are exchanged, and the deed is recorded in public records. At RW Towne Title, we […]

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