7 Steps to a Smooth Closing for Buyers

The homebuying process can feel long and complicated if you don’t have the proper tools and resources. Here are seven steps to take in preparation of your closing to help ensure you have a smooth experience.

1. Avoid common closing delays
   Provide your closing company with your insurance agent’s information and policy number prior to closing.
2. Certified funds
   Check to see if your state requires certified funds at closing.
3. Wired funds
   If you wish to wire your closing cost from your account directly to your title company, confirm arrangements ahead of time.
4. Verify wiring instructions
   Before sending any money electronically, verify all wiring instructions directly with your agent or title company.
5. Identification
   Bring your driver’s license or other U.S. issued form of ID.
6. Review documents
   If you wish to examine your loan documents prior to closing, review them with your lender.
7. Reimbursements
   All bills for inspections, repairs or other items to be paid at closing must be provided prior to closing.

Avoid common closing delays

• If you will not be present at closing, arrange a power of attorney ahead of time
• Documents sent overnight must include prepaid return packaging
• Some states allow mobile notary services if needed